My no-claims bonus was reduced because the theft was regarded as a ‘fault’ claim My locked car was stolen from my driveway after thieves disassembled the steering wheel shroud, broke the ignition barrel and drove off. Unfortunately, the car did not survive. The culprits were never caught and police closed the case. When I reported it to my insurer, Halifax, it cancelled my policy, cut my nine-year no-claims bonus (the maximum they allow) to three years and insisted on calling this an “at-fault” incident. I had driven this car for 13 years without any incident. Continue reading...
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